Marketing Strategies: 3 Simple Steps To Creating Your Ideal Income

04 June 2010

Marketing Strategies: 3 Simple Steps To Creating Your Ideal Income

Are you interested in creating your ideal income this year? Are you tired of waiting for things to get better? Are you feeling like you have so much more potential than you are currently using?

Imagine for a moment reaching your ideal income this year. What would that look like and feel like? What would you be able to do that you cant do now?

Ask yourself what are the things you need to be doing right now to manifest that? Do you need to find a way to raise your motivation? Do need to stop procrastinating? Do you need to stop avoiding marketing ? Do you need to be more accountable to yourself?

If you want to learn a simple way to create your ideal income, then read on…

Step 1: Get clear on what you do want.

Do know exactly where you want to be professionally in 12 months from today? To achieve even more clarity, I invite you to this simple visualization.

Sit in a comfortable place where you wont be disturbed. Ask yourself the following questions: In a year from now, what kind of work do you want to be doing? How many hours a week do you want to be doing it ? Who would be your ideal clients and colleagues ? What kind of people do you want to be around? What would be your ideal physical surroundings for work? Finally, ask your self what would be your ideal income? Pick a figure that is realistic but optimistic.

Heres an example from one of my clients of what your visualization might look like, In one year from today, I see myself doing real estate, working mostly with listings, and being surrounded with people I like; people who are upbeat, responsible, committed and motivated. I have my own office, and I am looking out of a big window at a garden. My income is $150,000 net.

How close is that to what you want to create?

Step 2: Overcoming the obstacles, challenges, self limiting beliefs, and self sabotaging strategies.

In Step 1, you got clarity on your ideal professional life. In Step 2, you identify the blocks you would need to overcome to get there. So ask yourself what is stopping you? What are your self limiting beliefs? What are your self sabotaging strategies?

In my 30 years of coaching people to become successful, the self limiting beliefs that I hear the most are:

Im not good enough

I dont know enough

I dont have what it takes to succeed

I cant do marketing”

If I market myself, Im afraid Ill be rejected

Take a good look at the list and ask yourself which ones resonate with you? Heres the good news: These are not facts, these are beliefs and beliefs can be changed. One of the things I help my clients to do is to reprogram their self limiting belief into an Empowering belief. If you were to reprogram the beliefs above into Empowering beliefs what would they sound like? Anything like:

I am more than good enough

I know all that I need to know and I can always research and find the answers

I have all I need to succeed

Im learning to become a Master at marketing

Since I have something of value to offer my prospective clients, most likely I will be accepted

How would it feel to have those beliefs as your foundation?

Step 3: Create your script.

Once you have clarified what you want and reprogrammed your self limiting beliefs, the next step is to create your script. What is the area that you need to develop the most? Is it marketing, is it time management, is it confidence building? What ever you decide, you need a script to achieve it.

Why do I recommend a script rather than a plan? A business plan is a written document outlining a series of logical steps that lead to the realization of a goal in business. A business plan follows specific guidelines and requires certain information. A script, on the other hand, comes from your imagination. You can write what you want and not have to follow guidelines set by someone else.

Einstein once said, Imagination is more important than knowledge. Imagination is an integral part of ourselves and our intuition. When we write a script, we feel what we are writing and those feelings create physical sensations that connect our body to our imagination. When we are free to imagine and feel what we want, not only do we become like magnets to draw it to us, but also we are guided by inspired action.

What is the difference between inspired action and frantic action? The difference is between faith and fear. As you have probably heard, Desperation doesnt sell. And yet, many of my clients have come to see me in a state of fear and panic. They have been taking action steps, frantic action , based on their fear and then they wonder why their marketing isnt working. Fear doesnt attract clients, it repels them.

Inspired action on the other hand are action steps that you feel inspired to do. What inspires you? Your vision, the reason why you’re doing what you are doing. Heres a tip: if you really want to be successful, focus on the service youre giving to others, not on the money. The money will follow if you are making a contribution and doing what you love.

One final thought on Faith v.s. Fear. Heres a story that illustrates the message: a student goes to his teacher and says, Im having a terrible struggle between my fear and my faith. My fear is represented by a black dog and my faith is represented by a white dog. They are battling all the time and I dont know which one is going to win. The teacher says, Why, the white dog, of course. The student says, How do you know? The teacher says, Because thats the one youre going to feed.

Heres a tip: How many creative ways can you find to feed your white dog?

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Choose The Very Best Credit Card For You

31 January 2010

The question is which credit cards are right for you. Not all credit cards are the same. Some have a fixed rate, which simply means the APR doesn’t change, or at least not that often. Most credit cards are open lines of credit, that you can use to make purchases. Most of them are unsecured, while a few are secured or prepaid. Prepaid credit cards are offered by a lot of major companies and act some what like a debit card, because you will need to open an account and your credit card will be funded by this account. These are great for people starting out with little or no credit or rebuilding credit. Low interest rate cards, are ideal for people with good credit that would like to take advantage of reduced interest rates. Some credit cards have an annual fee, while others do not. Some earn reward points. Store credit cards work similarly to regular credit cards, except there is no annual fee, and the card is only good for purchases at that particular store. These store cards are also effective at rebuilding credit.

You would be surprised at the overall number of people who just don’t bother to compare credit cards before signing up for them. You should compare the different features, different benefits, and details of various credit cards. Find, compare, and read reviews before you decide. You wouldn’t buy a car without comparing details or benefits, and you never buy a house without looking at several first. Just apply these same principles to credit cards.

Credit cards are convenient for customers and can be beneficial if used correctly. They are the perfect way to finance larger items while still earning points for everyday purchases. Just shop around first, and get the right credit card for you.

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Buying Family Income Benefit For Family Protection

20 January 2010

For those who value the financial protection that life insurance provides but find that they cannot afford the expense, a Family Income Benefit policy can be an excellent alternative.

This lesser known type of financial protection plan is typically cheaper than the average life cover policy, and it can be an excellent way of providing for your family in the event of your death.

How Does Family Income Benefit Work?

Like a traditional life insurance policy, family income benefit provides money for your family; however, these two types of financial protection are quite different. A life insurance policy provides a lump sum when a claim is made, and the value of the lump sum is the same whether the claim is made two years into the policy, or a year before it terminates (assuming it is level cover).

With a family income benefit, the opposite is true. A family income benefit plan lasts for a fixed amount of time, but if you should die while the plan is live, your family will receive monthly payments up until the policy terminates. If, for example, your plan lasts twenty years, and you die after ten years, your family will receive a monthly payment for the remaining ten years. If you die after 18 years, they receive the same payment for the remaining two years. If you’re still alive when the policy terminates, no payments are received. The benefit payment structure is the main reason why family income benefit is less expensive than conventional life insurance.

Who is it for?

This type of income life insurance plan is ideal for young families, and in fact the plan was designed with them in mind. Conventional life insurance isn’t always affordable for young families, but the much lower cost of a family income benefit (choosing a family income benefit can halve your monthly premium payments in comparison to a conventional life insurance policy) means it’s possible to provide financial protection for your family without compromising your financial security in the present.

Flexible and Tax Free

A family income benefit plan is extremely flexible. You’re able to designate any end date for your policy, and can choose how much income your family will receive each month. For example, you can choose to keep your policy in effect until your youngest child finishes school or university, or until they are old enough to be financially independent.

As with conventional insurance policies, family income benefit provides tax-free payments. The policy does not have a cash-in value, however, as there is no investment component involved. Many companies which offer a family income benefit plan also offer a cash option so that the beneficiary can opt for a cash lump sum instead of a series of monthly payments should a claim be made.

Another option is to link your policy to the Retail Prices Index. This means that the cost of living is factored into how much money your family receives each month. If, for example, you buy a policy this year, and your family makes a claim in twelve years, the payments they receive will be adjusted upwards in line with the increased cost of living. This ensures that your policy will continue to hold its value, and will remain capable of meeting your family’s financial needs regardless of when the claim is made.

Insuring your family’s financial future is important so it’s vital to know what you need and get it right. If you are unsure, it’s highly recommended to consult a regulated financial adviser who can find the best policy for you based upon your specific needs and budget.

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