Great deal using the Life Insurance Comparison website

26 January 2012

Logging onto the computer to check my emails, a task I tend to do with absurd regularity, I noticed that I had an email from my bank suggesting that I take out some life insurance. It was actually something that I needed to do, so using it as a prompt I decided that I would actually do the job properly as the banks aren’t known for offering the best deals around. Logging onto the quote comparison sites was virtually as easy as logging on to my emails and within 15 minutes I’d got the quote I wanted. The reassurance that one gets from seeing the quote you have elected to go with compared to the other quotes from other companies makes the whole exercise well worth it and should almost be a requirement for people taking out financial products as so many people are probably paying way too much money and wasting their hard earned wages lining the pockets of the banks. The banks that were already given lots of our hard eared money a few years ago when some nearly crashed as a result of their absurd lending practices. Whilst I was logged on to the insurance comparison websites I was also able to get quotes for a number of other financial products I was able to get quotes from a life insurance comparison and the best rates for holiday insurance and also critical illness cover.

Source: http://lifeinsurancecomparison.uk.com/blog/2012/01/26/great-deal-using-life-insurance-comparison-website/

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GOVERNMENT CONTINUES PARTNERSHIP WITH EMS TO EXTEND REACH OF STUDENT FINANCE TOUR

24 January 2012

The Student Finance campaign is reaching thousands more sixth formers with vital information on university grants, as the government extends its highly-successful roadshow promotions tour.

Event Marketing Solutions (EMS) have been working with the Department for Business, Innovation and Skills (BIS) to deliver the initiative, informing sixth form students about the upcoming university fee reforms from September 2012 and the support available to help them participate in higher education.

So far, the event roadshows have visited approximately 1900 schools and colleges, and has reached more than 150,000 students and parents in an ambitious schedule of visits. Due to end in early January, the tour has now been extended to February 3, to allow those schools and colleges who were unable to host an earlier visit to take part too.

The tour followed a rigorous recruitment and three-day training programme to brief and prepare 39 recent graduates as student finance presenters to visit schools and colleges in a specially adapted mobile trailer. Each visit sees the presenter delivering an informative talk as well as a Q&A and one to one session. Students, parents and teachers complete a survey before and after each presentation to enable BIS to fully evaluate knowledge and perception shifts. Impressively, from the results collated to date, 95% of the students asked felt that they understood more about the new financial support available after having received the presentation.

Managing the campaign is EMS’ experienced education team, who have a proven track record of highly successful roadshows for BIS’ Aimhigher education campaign. They are backed by a full-time EMS student finance team whose key focus over five months has been to manage the database and logistically-complex schedule of the 39 presenters as they tour the country in a bespoke exhibition trailer.

EMS Client Services Director Justin Isles said: “We are delighted to work with BIS into February to hopefully reach 25,000 more sixth formers at a vital time in the run up to student finance applications. This two-week extension will allow us to visit more than 250 schools and reach upwards of 190,000 visitors – far exceeding our ambitious target, in what has been a hugely successful, high-profile campaign. It’s further proof of EMS’ ability to manage logistically-demanding, high calibre roadshows that ensure key personnel are in the right place at the right time, every time to deliver our clients’ campaigns.”
Universities and Science Minister David Willetts said: “No one should be put off applying to university because they don’t have the information about the new student finance system. Students need to know that most new undergraduates will not pay upfront costs, there will be more financial support for those from low-income families and everyone will make lower monthly loan repayments than they do now once they are in well paid work.”

Key facts
+ Five-month tour of English schools and colleges (September to February) on behalf of Department for Business, Innovation and Skills
+ Delivered by 39 student presenters, recruited and trained by EMS
+ EMS former Aimhigher team utilising 9 years of experience to manage logistically intensive campaign
+ Backed by EMS student finance team managing database and tour schedule

Photo caption:

Notes to editors
+ Event Marketing Solutions Ltd (EMS) plan, supply and implement international vehicle based roadshows tailor-made to clients’ needs – this enables them to engage directly with their customers.
+ EMS own and operate the largest and most versatile fleet of exhibition trailers in Europe and use their roadshow experience to put clients’ products and services directly in front of their target audiences – wherever they are in the world

For further information, please contact: Ruth Devlin 07896 125764, email ruth@judgeandhoward.com or Kate Price at EMS, 0151 350 1509 email kate.price@eventms.com

Ref: EMS-HS-230112

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Whats The Benefit Of Instant Access Savings

10 January 2012

The term “Instant Access savings” simply referred to the condition where you can access your

valuable saving money without any restrictions. Generally, the term “Instant account savings” is

related to the saving amount in bank saving accounts. Bank saving accounts can be of different types

like Notice accounts, Internet accounts, individual access accounts and etc. the main purpose of

these accounts is to earn interest over the time period. The amount of interest in depends upon the

terms and conditions of the service provider normally a bank or some other financial institution.

Each saving account has own limits and restrictions. The main difference between the instant access

savings account and other types of savings accounts is that the depositor of the money can access

or withdraw funds without any restrictions and obligation in Instant access savings account.

These types of accounts are best for those people who want to access their valuable money without

any restriction. So if you are a person who want to take control over your savings without any

restrictions then the method of Instant Access Savings is the best for you. As on the other types of

savings accounts require you to lock your money away for as long as many years, depends upon

the bank’s terms and condition. In addition in some saving accounts you cannot allowed to deposit

additional amount of money during the mentioned time period. Read more…

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Zero Interest Credit cards

16 December 2011

When you have a strong credit line and a good credit score, you are able to reap the rewards of it, such as a zero interest credit card or strong credit line. A strong credit line will allow you to take out more sizable loans if needed, and give you lower interest rates as well. The main benefit of a credit card that has zero interest rate on it is that whatever purchases you make, you don’t be paying anything on them in terms of whatever charges you make on the credit card. Once the bill comes, you just pay off the balance in timely payments as set by the bank or credit card issuer, and you will never have to pay a cent over what you initially charged. This is a great incentive to use your credit card for many purchases, as they is no extra cost to you.

For many cards, zero interest is usually for a fixed amount of time. Usually though this fixed amount of time can last for up to 18 months, depending on the promotional deal or contract that is signed when acquiring the credit card. While zero interest can’t be forever, it can definitely be taken advantage of when had. A zero interest credit cards is a strong sign of your credit score. The better it is, the more likely you are to have something like that. And maintaining your good credit score will increase the chances of you having zero interest with that card, and perhaps other credit card issuers. Read more…

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Don’t take life for granted get on the Life Insurance Compare website today!

14 December 2011

I used to take everything for granted, my family, my job, my house, my new car, even my health. After a close friend suffered a life threatening heart attack I was forced to re-evaluate what was important to me in life. I was keen to ensure I had the right cover in place so that those close to me would be financially secure should the worst happen. I was surprised at how difficult it was to get straightforward clear information on the best products for my circumstances. After wasting a lot of time on the internet and not getting the results I wanted, I was fortunate enough to find the life insurance compare website. Not only was I able to increase my cover and the amounts of money my family would receive, I even managed to reduce my premiums. Now I try and make the most of my time with friends and family, secure in the knowledge everything is covered. Sometimes you do not appreciate the things you have and the people close to you until there is the threat of them being taken away. My friend made a full recovery and was even able to get cover after I recommended quote life insurance to him.

Source: http://lifeinsurancecompare.uk.com/blog/2011/12/14/dont-take-life-granted-get-life-insurance-compare-website-today/

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I use the Mortgage Protection Insurance website to see if I’m paying too much

07 December 2011

I have worked in the same company as my partner for a number of years. In fact we have both worked there for longer. However we only started dating after a number of years and yes, I should have made a move earlier but I didn’t. Nor did she, so we are equally to blame for not starting the rest of our lives earlier. Still, as they say, you can’t change the past so I’m not going to beat myself up too much; suffice to say, I wish I had. Society would describe me as a professional, like my partner and we live a pretty comfortable life with a number of holidays and have savings to fall back upon should the need arise. Financially I have always tried to keep a tight ship and regularly review my spending, keeping abreast of any new savings policies that have been released, trying to utilise my tax free allowance that the chancellor allows in the budget. I have spoken to both my parents and my partner’s parents about possible inheritance tax liabilities and the best ways of mitigating any potential liabilities there are, given the increased likelihood of their deaths before ours. However, where I feel I do make most of an impact on things is to keep an eye on where we have arrangements for our regular outgoings. Clearly our major outgoing is our joint mortgage and fortunately we have a tracker mortgage which has allowed us to enjoy relatively low monthly payments for some years now. I also keep an eye on the comparison websites such as Mortgage Protection Insurance to check on the cost of gas and electricity providers and telephone and broadband providers.

Source: http://www.mortgageprotectioninsurance.uk.com/blog/2011/12/07/i-use-mortgage-protection-insurance-website-see-if-im-paying-too-much/

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I saved a small fortune on life insurance on the Compare Life Insurance website

05 December 2011

I had always expected to become a teacher as both my mother and father had been teachers. It didn’t help by the fact that I had never really contemplated doing anything else and upon leaving school with the appropriate A levels for a teacher degree, I duly started at Teacher Training College. Three years later I was applying for teaching jobs in my home town, as I had never really contemplated working elsewhere. I married my child hood sweetheart and started a family with two lovely children and everything was wonderful. Wonderful apart from the fact that I really didn’t enjoy my work, I loved the teaching side of things, but all the form filling and unnecessary rubbish we had to do to support the vagaries of whatever the government of the day had decided that we should do to teach our children in a slightly better way than we had done the year before. This carried on for years and I grew to despise the job and tried to lose myself at weekends in whatever DIY project I had at the time. I loved the way that no one was there to tell me that I had to do it another way or that I had to fill in a form for someone so that they could produce a piece of analysis that would inevitably be used to tell me that I wasn’t as good as someone else, somewhere, and because of this I would to produce another action plan saying how I would improve, and so on and so on.
Anyway, one morning I decided that I would chuck it all in and become a full time do it yourself man and six years later I haven’t looked back. I have am independent in mind and body, I love my work and I’m probably a better person for it. I have had to become financially literate and now know my income protection policy from my mortgage protection insurance and my VAT rates from my National Insurance, thanks to compare life insurance.

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I found a site called Compare Life Insurance and saved loads!

05 December 2011

Having always been an advocate of the fixed rate mortgage since buying my first home some twenty two years ago, I have only recently reached the end of a five year fixed-rate mortgage which, in retrospect wasn’t the best deal I have ever signed up for. Although the interest rate was not stupidly expensive it certainly meant that I wasn’t as well off as I could’ve been for a number of years, although I have to remind myself that the reason I elected to fix the costs was just in case the costs of borrowing sky rocketed leaving me with an unaffordable mortgage and the potential for repossession. What I have done, however, is to change the things I can change and decided that the mortgage was a thing that I couldn’t change so I wouldn’t cry over spilt milk. The comparison websites that dominate every advert break truly hand control of people’s money back to the people and I love the democratic way that the masses can vote with their feet and walk away from companies that they deem to be too expensive and move to companies that appear to be more welcoming, at least initially that is. I am aware that these companies do seem to lay on the charm to entice people into their lair after which they will try to increase the costs for the unsuspecting, but I intend to move my business to a new home when I begin to feel that they are trying to take me to the financial cleaners. I regularly sit down and review all my finances by logging on and getting a quote for life insurance on a website called Compare Life Insurance and check to see if my electricity and gas suppliers haven’t altered their tariffs to a rate that benefits them rather than me.

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I found I saved over £215 pa using the Mortgage Protection Insurance website

25 November 2011

Have you ever noticed that when you tell anyone at work that you are about to buy a house or a flat or get married or some thing else that’s going to radically alter your circumstances for years to come, that there’s always someone in your office or wherever you happen to work who’s got some advice which if you’d known it a few weeks earlier it would’ve saved you a load of money? The main reason for this of course is that those who’ve done something in the past simply know more about doing that than those who’ve never done it before. Those who already own a house have already been up the steep learning curve and become part of the inner sanctum of knowledge that they are always keen to impart to help give others a head start. Apart from the plethora of things you get to know about which refer to the house purchase, there are a number of other things you need to arrange. For a start you should log onto the comparison sites and get a quote for permanent health insurance, which was easy using the Mortgage Protection Insurance website, get a second quote for buildings and contents cover and compare the mortgage quote you have with others to check it’s competitive.

Source: http://mortgageprotectioninsurance.uk.com/blog/2011/11/25/i-found-i-saved-over-215-pa-using-mortgage-protection-insurance-website/

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I found a genuine site named Mortgage Protection Cover, about time!

23 November 2011

I have used the same insurance broker ever since I had my first car and I needed to arrange cover. They always seemed to work very hard trying to get me the most competitive premiums and the process seemed to take an hour or so and I would always walk away with a hand written cover note and a feeling that it was very expensive but I had the best deal I could get. Looking back on those days, the trust I had in the staff in that office was based on nothing other than blind faith combined with the hope that if I thought it sounded absurdly expensive I might try the insurance broker along the road. Although having already taken an hour or more to get the insurance sorted out, the last thing I would want to do is to go through the entire process again and waste my entire day off. These days of course, like virtually everyone, I no longer use an insurance broker. I use the online comparison sites and the rest of the population probably use the telephone. The online process is so advanced these days that, rather than taking half an hour, the time need to obtain a quotation is now down to 10 minutes and every form and cover notes are generated on a PDF file which arrived in your inbox within seconds. Whilst you’re on the website the system provides the facility to obtain other financial products as, from the comparisons site point of view, why stop with car insurance? Within minutes I found a site called Mortgage Protection Cover I, arranged travel insurance and arrange a hire car to pick you up from the airport. The freedom the system allows is key, as you can access for your self a list of premiums and see for yourself how much cheaper one insurance company is over another.

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